† Representative 19.9% APR variable. Credit only available to over 18s and subject to status is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and are part of the NewDay group of companies. The registered office for these companies is: First Floor, 11 Tower View, Kings Hill, West Malling, Kent ME19 4RL (until 31/10/2014), Two Pancras Square, London N1C 4AG (from 01/11/2014). NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority with numbers 0638085 and 0510571 respectively. NewDay Ltd is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (Ref no: 555318) for the provision of payment services. House of Fraser is a trading name of NewDay Ltd. House of Fraser acts as a credit broker and offers credit products for NewDay Ltd on a non-exclusive basis. Retailer is House of Fraser (Stores) Limited and is authorised and regulated by the Financial Conduct Authority with number 0052249. Registered office: Granite House, 31 Stockwell Street, Glasgow G1 4RZ. Registered in Scotland. Registered number: SC10677.